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What makes us different?
When it comes to mortgages, UKFCS Mortgage Specialists are the natural choice to make. We are whole of market mortgage brokers, which means we have access to almost every single mortgage package in the country. This includes exclusive offers which are locked away from private
individuals and other financial advisors.
Thanks to our search techniques that cover such a wide scope of products, we are confident we will deliver the best package possible which is tailored to your exact requirements.
UKFCS Mortgage Specialists are 100% fully independent mortgage brokers, and we are not tied or affiliated with any particular lender, meaning you can be sure that we will only ever recommend mortgages with your best interest in mind. We can compare mortgages from every provider in the country, and our mortgage calculators are constantly updated with the newest
products available.
With offices in Sidcup, Kent, we are a local mortgage broker ideally positioned to serve the whole of South East London and Kent. You can visit us both in our offices or we can arrange to come to you – be you in Dartford, Sidcup or Sevenoaks, we are more than happy to meet you at your home. Alternatively, we are equally as happy to conduct business remotely, both over the telephone and online, whichever is more convenient for you.
For a free initial consultation, please contact us HERE to speak to one of our highly trained advisors. We will personally assess your exact mortgage requirements and discuss with you the right mortgage product for your needs.
Why Choose UKFCS Mortgage Specialists?

Experience
When it comes to mortgages, experience is a powerful advantage. The specialists at UKFCS Mortgage Specialists have more than 40 years of mortgage experience between them. They know the industry inside-out. Our advisers have helped many First Time Buyers over the years and are extremely knowledgeable on schemes such as Help to Buy, Shared Ownership and Right to Buy.
Access
We have access to over 90+ lenders and almost every mortgage product that is on the market. This spans the everyday lenders but includes specialist lenders who may be more suitable for specific needs such as those of the self-employed or entrepreneurs.
Having access to such a wide range of products means we can help our clients secure the best deal for them and tailor any mortgage to their specific needs and aims.


Easy to understand
UKFCS Mortgage Specialists are easy to work with because we use plain English. It is part of our customer service to make sure we explain things and answer any questions you have. Taking on your first mortgage is a big financial commitment and we make it our job to ensure you are fully aware of the costs and implications when buying your first home. With direct access to your mortgage adviser you will not feel alone during the process.
Our promises to you
Options
We have access to over 90+ lenders as well as specialist lenders who can support unusual cases, self-employed borrowers and high-net worth individuals. We give you options and find the best mortgage solution for your needs.
Honesty
We are independent and directly FCA regulated mortgage advisers who are on-hand to act for you and in your best interests. Our advisers act with honesty, integrity and a deep-rooted desire to find the best deal for our clients.
Support
We understand that buying a property, remortgaging or extending a loan is sometimes a stressful process but we are on hand to help you every step of the way. Our team are available on the phone, by email or at our offices.
We can also help you with

PERSONAL
MORTGAGES
As independent mortgage advisers and mortgage brokers we are committed to finding the best mortgage plan for your needs.


COMMERCIAL
MORTGAGES
We specialise in obtaining loans and commercial mortgages for all types of business and developments.


PROTECTION
INSURANCE
As independent mortgage advisers and mortgage brokers we are committed to finding the best mortgage plan for your needs.

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