0800 433 4576 / 020 8303 7897

FREE Telephone Consultation

At UKFCS Mortgage Specialists we offer a personal level of mortgage, insurance and loan services that are especially tailored to your specific needs.

The Best Advice To Suit Your Needs

First Time Buyers

As a first-time buyer, it’s easy to make the first step towards getting a mortgage. Contact UK Financial Consultancy Services today on 020 8303 7897. If you are in the south-east London or Kent area, we are happy to come to your home for a free initial consultation, or you are very welcome to visit us at our Sidcup office. If you are elsewhere in the UK we will provide our friendly service to you quickly and efficiently over the phone. Alternatively, please go to UKFCS.com and get in touch via our contact form, and one of our team will get back to you quickly.

Here are some top reasons for using UKFCS Mortgage Specialists

On your side: Our mortgage specialists work for you, not the lender. Our role is to get to know you and your financial details so that we can determine how much you can afford to borrow and recommend a suitable product. We are committed to finding the right mortgage for you.

Experience: When it comes to mortgages, experience is a powerful advantage. The specialists at UKFCS Mortgage Specialists have more than 30 years of mortgage experience between them. They know the industry inside-out.

Search hundreds of mortgages: There are hundreds of mortgage products on offer at any one time. You do not have access to them all because many of them are not advertised. As a mortgage specialist, we have access to the majority of products on offer across the market. We will find the most suitable products for your first-time home purchase.

We save you time: We do the hard work for you, from researching products, dealing with compliance, making the mortgage deal, calling surveyors, solicitors and more.

Easy to understand: UKFCS Mortgage Specialists are easy to work with because we use plain English, and it is part of our customer service to make sure we explain things and answer your questions. We work hard to make sure you understand the real cost of each mortgage product we recommend, and we also explain the fees a lender may charge for a particular product. For example, you might be drawn to a mortgage because of how much the lender is willing to loan you but, from an interest or fee point of view, this might not be the best-priced product for you. It is our job to advise you on things like this and give you the guidance you need to make the right decision for you and your budget.

Free initial consultation: It is our pleasure to offer you a free initial consultation so we can understand your needs, and explain how we can help you.

Inexpensive: The cost of our service is very competitive. The industry-benchmark mortgage broker’s fee is £500. UKFCS Mortgage Specialists will gather your information, research the best products, make our recommendation and get an initial commitment from the lender - and charges only half of that fee (£250) once we have a lender’s agreement in principle. Only when the application has completed - and you have the keys for your new home - do we ask for a final fee of £245. There are no hidden fees and, best of all, we are passionate about helping you find the right mortgage.

MORTGAGE CERTIFICATES.. These are certainly worth obtaining, and indeed are sometimes insisted upon by Estate Agents, a mortgage agreement in principle. This is a written certificate from a lender showing how much they would be willing to lend. These certificates are sometimes known by different names, such as a mortgage promise, a decision in principal or agreements in principle. The advantage of having a mortgage certificate is that it shows a seller that you are a serious buyer and that a lender has already agreed in principle to lend you the money to enable you purchase the property they are selling.

Contact us today for your MORTGAGE CERTIFICATE

Insurance Cover

Authorised and Regulated by the Financial Conduct Authority. UKFCS Mortgages Specialists is the trading name of UK Financial Consultancy Services Ltd. UK Financial Consultancy Services Ltd, Registered in England and Wales No.5467810
Registered Office: 33 Darnley Road, Gravesend, Kent, DA11 0SD Your home may be repossessed if you do not keep up repayments on a mortgage or any other debts secured on it.
The overall cost for comparison is 4.4% however the actual rate will depend on your circumstances.
UK Financial Consultancy Services Ltd operate as an intermediary and are not a principal lender
Our FCA registered number is 435495 and can be found on the regulators website at www.fca.org.uk/register

Our Offices

Kent Office
140A Station Road, Sidcup, Kent, DA15 7AB
Tel: 0800 433 4576 / 020 8303 7897 - Fax: 0800 433 4579
London Office
34 Ely Place London EC1N 6TD
Tel: 0800 4334 576 / 020 3417 2332
Isle Of Wight Office
Ridge House, Upper Hyde Farm Lane, Shanklin, Isle of Wight, PO37 7PS
Tel: 01983 623177