This insurance when discussed with experienced consultants before taking out a policy can be extremely helpful. It is a policy which makes payments, on an ongoing basis when the person with the policy is unable to work.
No-one plans to be away from work through an accident or illness. However, these things happen and unless there are considerable savings to fall back on, the normal household payments which are due each month will prove problematical. Income Protection insurance is an economical way to ensure the mortgage and utility bills are able to be paid on time and protect the household from falling into arrears. The monthly premium is based on the annual salary of the insured person.
Bear in mind that if someone had an accident and couldn't work there could be a considerable shortfall in the family income. It must be thought about carefully and the friendly consultants at UKFCS Mortgage Specialists are the ideal people to discuss the various figures. We will be delighted to answer all your questions and queries. Whatever your circumstances are, there will be a policy which is ideal. Give UKFCS Mortgage Specialists a call and speak to any of our expert consultants who will be able to assist you to find Income Protection Insurance.
Kirk at UKFCS Mortgage Specialists is a very professional and competent broker, he is very trustworthy and we have worked closely for many years helping lots of clients in the process. Highly recommended.By Chris Warner in Harlow, Essex
UKFCS Mortgage Specialists provide a fantastic service. The advice I was given was thorough and jargon free. Everything was done efficiently and they saved me money. I will definitely be recommending them to friends and family.By Sheetal Patel from West London
Authorised and Regulated by the Financial Conduct Authority. UKFCS Mortgages Specialists is the trading name of UK Financial Consultancy Services Ltd. UK Financial Consultancy Services Ltd, Registered in England and Wales No.5467810
Registered Office: 33 Darnley Road, Gravesend, Kent, DA11 0SD Your home may be repossessed if you do not keep up repayments on a mortgage or any other debts secured on it.
The overall cost for comparison is 4.4% however the actual rate will depend on your circumstances.
UK Financial Consultancy Services Ltd operate as an intermediary and are not a principal lender
Our FCA registered number is 435495 and can be found on the regulators website at www.fca.org.uk/register