0800 433 4576 / 020 8303 7897

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At UKFCS Mortgage Specialists we offer a personal level of mortgage, insurance and loan services that are especially tailored to your specific needs.

The Best Advice To Suit Your Needs

Life Insurance

Phone: 020 8303 7897

We will search Thousands of Life Insurance policies to come up with the most suitable and cheapest Life Assurance for you and won't charge you a penny!!

What is the difference between Life Assurance and Life insurance? Life insurance is one of those peculiar insurances that when it is taken out, it is with the hope that it's never required. The Life Insurance company will only pay out on this policy on the death of the insured person within a specified time period.

Life Assurance means you are assured that the policy will pay out upon death as it is a Whole of Life insurance policy. 

Different types of Life Insurance:

Level Term Insurance. This will pay a specified amount that will be paid upon the death of the policy holder if they die within the term of the policy.

Decreasing Term Insurance. Like Term Insurance but designed to run along side a repayment mortgage. The sum insured will decrease each month and will pay out enough to cover the mortgage in the event of death within the term of the policy

Critical Illness Insurance. Again Like Term Insurance but this will pay out if you suffer one of the defined Critical Illnesses such as a stroke or a heart attack. These are generally more expensive as you are more likely to live after suffering from the included medical conditions

Whole of Life. Does what it says on the box.. Covers you until you die, provided you keep paying the premiums.

These are the four most common types of life insurance  along with many more. They can generally be mixed and matched to suit your individual needs.

Our knowledgeable consultants at UKFCS Mortgage Specialists will be delighted to discuss the various options for taking out life assurance. We will be able to give advice regarding the amount of cover which will be necessary and which policy is the best for your situation. So please call for a FREE NO OBLIGATION quote.

Insurance Cover

Authorised and Regulated by the Financial Conduct Authority. UKFCS Mortgages Specialists is the trading name of UK Financial Consultancy Services Ltd. UK Financial Consultancy Services Ltd, Registered in England and Wales No.5467810
Registered Office: 33 Darnley Road, Gravesend, Kent, DA11 0SD Your home may be repossessed if you do not keep up repayments on a mortgage or any other debts secured on it.
The overall cost for comparison is 4.4% however the actual rate will depend on your circumstances.
UK Financial Consultancy Services Ltd operate as an intermediary and are not a principal lender
Our FCA registered number is 435495 and can be found on the regulators website at www.fca.org.uk/register

Our Offices

Kent Office
140A Station Road, Sidcup, Kent, DA15 7AB
Tel: 0800 433 4576 / 020 8303 7897 - Fax: 0800 433 4579
London Office
34 Ely Place London EC1N 6TD
Tel: 0800 4334 576 / 020 3417 2332
Isle Of Wight Office
Ridge House, Upper Hyde Farm Lane, Shanklin, Isle of Wight, PO37 7PS
Tel: 01983 623177