As everyone is well aware, it is quite difficult to obtain a mortgage at present, whether you are employed or self-employed. UKFCS Mortgage Specialists specialise in helping those people who work for themselves to obtain a mortgage at the best possible rates currently available. UKFCS Mortgage Specialists are independent mortgage brokers and as such we are not tied to a specific mortgage company or group of companies.
Any self-employed person wanting a mortgage will, to a certain extent need to be able to prove their income. If they have used an accountant over the past couple years showing their income and expenditure this will certainly make matters easier for to get competitive quotations. Any mortgage company will need to know how long your business has been trading, and the type of business. If you are a self-employed tradesperson - for example, a qualified electrician, and can show that you regularly deposit funds into a bank account, they may look quite favourably on your application.
Every mortgage company has their own criteria for lending to self-employed business people. They will certainly want to ensure that a mortgage is affordable, which is more complicated to establish for self-employed people than for those who are employed. As our expert mortgage advisors at UKFCS Mortgage Specialists are experienced in dealing with the specific requirements of each mortgage company we will make the whole process considerably easier. At UKFCS Mortgage Specialists our friendly consultants will be delighted to advise you and explain the whole process.
Another reason to consult our experienced brokers at UKFCS Mortgage Specialists is because we are able to access the best possible deals from the whole of the mortgage market and will be able to discuss it with you. If you decide to contact the mortgage companies on your own, you must be aware that they will more than likely conduct a credit search before providing the application forms. If you contact twelve different companies there will be twelve credit searches against your name within a very short period of time. This number of searches implies that, perhaps, you have been turned down by the other companies, rather than just having requested the information. Therefore by trying to arrange a self-employed mortgage by yourself there is a risk that you can actually cause more problems that may impede upon your chances of obtaining the best deal.
Contact the experts and let us help you to obtain the mortgage you need to buy the property of your choice. Our clients usually find that it is easier, quicker and more cost effective to use the services or our expert mortgage advisers who know precisely how to ensure that you get the best mortgage deal to meet your unique and individual requirements.
We've used UKFCS Mortgage Specialists for many transactions because of their fast, knowledgeable and personal service combined with an excellent selection of lenders. Kirk, Danny, Alisha and the the team have been great for us and they can be for you too!By Ian Brown and Di Kuang
Excellent services delivered by UKFCS Mortgage Specialists for past 15 years. I am a landlord therefore frequently used the services of UKFCS Mortgage Specialists to arrange or re-mortgages rental or personal properties without any issue. UKFCS Mortgage Specialists are highly recommend.By Asad Riaz
We used UKFCS Mortgage Specialists for our recent mortgage. The staff are friendly and helpful and the process was smooth and easy. I would highly recommend this company.By Lauren Broughton
We are local estate agent who values good services that we can provide to our sellers and buyers and mortgage advice is paramount to us. We have been working closely with UKFCS Mortgage Specialists for a couple of years now and being so close to our office means many of our clients choose to visit them straight after coming into our offices, or alternatively we can arrange for them to call our clients at a convenient time to discuss their financial needs. They will guide the first time buyer through all the stages of the offer and explain everything every step of the way.By Erica
I would highly recommend UKFCS Mortgage Specialists, I have always felt supported and well informed throughout the mortgage application process and know that I can rely on their professional service every time.By Shaun Collins
Very efficient service with prompt responses and the best deals on the market. Would thoroughly recommend their services.By Steve Masters
As a first time buyer, we had lots of questions which were always answered in detail and it made the process of buying our home more smooth than stressful and we will be using UKFCS Mortgage Specialists again for future re-mortgagesBy Natalie
Authorised and Regulated by the Financial Conduct Authority. UKFCS Mortgages Specialists is the trading name of UK Financial Consultancy Services Ltd. UK Financial Consultancy Services Ltd, Registered in England and Wales No.5467810
Registered Office: 33 Darnley Road, Gravesend, Kent, DA11 0SD Your home may be repossessed if you do not keep up repayments on a mortgage or any other debts secured on it.
The overall cost for comparison is 4.4% however the actual rate will depend on your circumstances.
UK Financial Consultancy Services Ltd operate as an intermediary and are not a principal lender
Our FCA registered number is 435495 and can be found on the regulators website at www.fca.org.uk/register